Financial Tech Exam Part 5: Question Preview (ID: 9823)

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Formal agreement to the terms of an offer
a) Agreement b) Acceptance c) Counteroffer d) Contract
Money added to an account
a) Deposit b) Withdrawal c) Debit d) ATM purchase
Used to access an account; like a password
a) VIN b) PIN c) SSN d) ID
Interest rates do not change during the term of the loan
a) floating rate b) variable rate c) fixed rate d) adjustable rate
Tool used to track check, withdrawals, deposits, etc.
a) bank reconciliation b) checkbook register c) bank statement d) deposit slip
Interest rates change in response to the economy
a) fixed rate b) floating rate c) variable rate d) adjustable rate
Used only at an ATM
a) Debit card b) ATM card c) Check card d) Gift card
Written order to pay stated amount to stated person or business
a) deposit slip b) debit card c) check d) atm card
Check not honored by the bank due to non-sufficient funds
a) automatic withdrawal b) bounced check c) post-dated check d) cashier's check
Adjusting the checkbook register and bank statement balances
a) check reconciliation b) deposit reconciliation c) bank reconciliation d) checkbook register reconciliation
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