Insurance Question Preview (ID: 37860)


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a plan in which every automobile insurance company in the state is assigned a certain number of high-risk drivers based on the amount of insurance each company sells
a) assigned risk plan
b) beneficiary
c) basic health coverage
d) dependent

protection provided by regular medical, hospital, and surgical insurance
a) basic health coverage
b) assigned risk plan
c) bodily injury liability
d) coinsurance

the person named in an insurance policy to receive the insurance benefits
a) beneficiary
b) dependent
c) face value
d) bodily injury liability

insurance that protects a driver from claims resulting from injuries or deaths for which the insured is at fault
a) bodily injury liability
b) beneficiary
c) depreciation
d) coinsurance

the amount of money that the insurance company will pay if the policyholder decides the insurance is no longer needed
a) dependent
b) face value
c) cash value
d) beneficiary

the sharing of expenses by the policyholder and the insurance company
a) dependent
b) coinsurance
c) beneficiary
d) face value

the amount the insured must pay before the insurance company pays a claim.
a) dependent
b) coinsurance
c) cash value
d) deductible

a person who must rely on another for financial support
a) beneficiary
b) dependent
c) depreciation
d) assigned risk plan

the decrease in value of a property as it becomes old and gradually wears out
a) depreciation
b) cash value
c) face value
d) appreciation

the amount of insurance coverage that was originally purchased and that will be paid upon the death of the insured
a) coinsurance
b) cash value
c) depreciation
d) face value

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