Group 3 Question Preview (ID: 37846)


Unit 15 Game. TEACHERS: click here for quick copy question ID numbers.

The protection by the combination of regular medical, hospital and surgical insurance is often referred to as...
a) Comprehensive medical coverage
b) major medical insurance
c) basic health coverage
d) regular medical insurance

A _______ clause in medical insurance encourages policyholders to keep medical expenses as reasonable as possible.
a) coinsurance
b) cost containment
c) deductible
d) depreciation

In states that have no-fault insurance, people injured in an automobile accident collect for their financial loss from....
a) the other people's insurance company
b) their own insurance company
c) a no-fault insurance pool maintained by the state
d) the insurance company of whoever caused the accident

What type of life insurance as no savings or investment features
a) term life
b) universal life
c) variable life
d) whole life

The cost of you're life insurance policy may be affected by all of the following except...
a) your health at the time of application
b) your age at the time of application
c) your occupation
d) the age of the beneficiaries

A way to reduce automobile insurance is to...
a) complete a driver education course
b) maintain high grades in school
c) agree to a higher deductible
d) all of these choices

Each of the following drivers bought the same automobile insurance coverage. Which of them will likely pay the lowest premium?
a) Kyle is 18 years old
b) Laura drives many miles per year making business sales calls
c) David is 35 years old and does not drive for business purposes
d) Michelle lives in a city where statics show a large number of accident claims are paid

All of the following will affect the cost of homeowners insurance except...
a) the distance of the property from the nearest fire dept
b) the distance of the property to a water hydrant
c) the age of the policy holder
d) the construction of the building (brick, wood, etc.)

Which of these losses would be insured under personal liability coverage?
a) Your dog bites the plumber who is working in your home, requiring him to get stitches
b) A baseball hit by your child damages a car parked in your neighbor's driveway
c) A mail carries slips on your icy sidewalk, and it is proven that you are at fault
d) All of these choices

______ is a health insurance program administered by the stat to provide medical aid to some low-income individuals and families
a) Worker's compensation
b) Medicare
c) Long-term care insurance
d) Medicaid

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