Module 123- 125 Review Part 1 Question Preview (ID: 34432)


Module 123- 125 Review Part 1. TEACHERS: click here for quick copy question ID numbers.

Using one credit card to pay another credit card balance
a) A sign of a debt problem
b) Identity theft
c) Debt settlement
d) Credit card denial

Can be appealed
a) Credit card denial
b) The Equal Credit Opportunity Act
c) DMP
d) Debt settlement

When someone else uses your name and information to assume your identity
a) Identity theft
b) Credit card denial
c) A sign of a debt problem
d) Debt collectors

A summary of expenses and income
a) Budget
b) Credt
c) Debt
d) Payday loan

A negotiated arrangement to reduce amount of debt owed
a) Debt settlement
b) DMP
c) Credit card denial
d) Debt collectors

A service that works with consumers when their debt becomes unmanageable
a) DMP
b) Debt collectors
c) Payday loan
d) The Equal Credit Opportunity Act

Must follow laws of the FDCPA
a) Debt collectors
b) Credit counselor
c) The Equal Credit Opportunity Act
d) Payday loan stores

Prohibits discrimination against those applying for credit
a) The Equal Credit Opportunity
b) DMP
c) Debt Collectors
d) Credit Counselors

Works with someone with debt management problems
a) Credit counselor
b) Debt collectors
c) Payday loan stores
d) Identity theif

A loan someone gets when they are in need of cash fast
a) Payday loan
b) Credit card
c) Mortgage
d) DMP

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