Unit 16 Module 157: Health Insurance Choices Question Preview (ID: 27723)


Unit 16 Module 157: Health Insurance Choices. TEACHERS: click here for quick copy question ID numbers.

The flat fee the patient pays at the time medical services are provided.
a) Copayment (or Copay or Coinsurance):
b) Dental and vision insurance
c) disability insurance
d) Major medical insurance

the price paid for insurance . monthly insurance payment
a) Medicare
b) Deductible
c) premiums
d) Health Maintenance Organizations (HMOs)

hire doctors to provide health care to member patients. require that patients receive care only from doctors and facilities under their contract,
a) Health Maintenance Organizations (HMOs)
b) Dental and vision insurance
c) Preferred Provider Organizations (PPOs)
d) Insurance is a

This is the amount of money you have to pay out of pocket before the company insuring you will pay any expenses.
a) Deductible
b) Medicare
c) Insurance Premium
d) Major medical insurance

covers hospital expenses and costs that are not covered by basic health insurance.
a) Managed care
b) Preferred Provider Organizations (PPOs)
c) disability insurance
d) Major medical insurance

do not require patients to go to doctors or facilities in the network. Patients who go outside the network, though, might have to pay higher fees.
a) Dental and vision insurance
b) Preferred Provider Organizations (PPOs)
c) Insurance is a risk management from Financial loss
d) Insurance Premium

is available to people 65 and older or to people who are disabled and cannot work.
a) PPO
b) Health Maintenance Organizations (HMOs)
c) Medicaid
d) Medicare

refers to health care plans, like HMOs and PPOs, that try to reduce costs by setting up rules for doctors and patients to follow. Managed-care organizations reduce costs
a) Managed care
b) Medicaid
c) Medicare
d) hospital care, surgery, and physicians' care, including annual physicals, up to a certain point

is available only to people with limited income. You must meet certain requirements to be eligible for Medicaid. The program does not pay money to you; instead, it sends payments directly to your health care providers
a) Deductible
b) Medicaid
c) disability insurance
d) Medicare

this insurance provides income for people who cannot work because they have been injured in an accident or have become seriously ill.is a good idea for anyone whose entire livelihood comes from working at a job
a) Major medical insurance
b) Dental and vision insurance
c) Insurance is a
d) disability insurance

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