Career Prep 2nd Semester Exam: Question Preview (ID: 19949)


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Maintaining a reasonable amount of unused credit:
a) positive impact on credit report b) negative impact on credit report c) no impact d)
Routinely paying bills late
a) positive impact on credit report b) negative impact on credit report c) no impact d)
Numerous credit applications in a short period of time
a) positive impact on credit report b) negative impact on credit report c) no impact d)
How many credit reporting bureaus are there?
a) 1 b) 2 c) 3 d) 4
Not paying a traffic ticket
a) positive impact on credit report b) negative impact on credit report c) no impact d)
Late medical payments
a) positive impact on credit report b) negative impact on credit report c) no impact d) they can't use late medical payments on credit reports
Annual Percentage Rate (APR)
a) fee charged when a cardholder does not make the minimum monthly payment by due date b) the interest rate charged on a credit card bill that must be paid everymonth c) amount of money earned before taxes are taken out d) take home pay
Credit report
a) a record of the borrower's past loan and credit-related transactions b) the price of money c) take home pay d) amount of money earned before taxes are taken out
Resume
a) should always include references b) should have education history on it c) must list extra-curricular activities d)
Mission statement
a) the future goals of a business b) the goals of a business c) should not include employee or customer goals d)
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