Banking And Credit Missed: Question Preview (ID: 15854)

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A credit card account is an________ because it does not require collateral.
a) Financial plans b) unsecured loan c) Simple d) Collateral
Most ________are issued with an interest rate that is fixed , and has the most predictable income?
a) Compound interest b) Fixed Interest c) Financial plans d) Certificate of deposit
When a person brings an item to a pawnshop to obtain cash, the transaction is considered
a) Interest on top of Interest b) a collateralized loan c) A savings plan d) unsecured loan
net worth. wealth in the form of money or property owned by a person
a) Capital b) Capacity c) penalty d) CD
The principal amount of a bond that is repaid at the end of the term
a) Capital b) Face value c) Collateral d) penalty
Troy has $50 a month transferred electronically from his checking account to his savings account. This is an example of:
a) Financial plans b) unsecured loan c) A savings plan d) revolving line
Lamar believes that interest rates are going to fall in the near future and remain low for a considerable period of time. She should invest in:
a) Stocks b) Fixed Interest c) there are state usury laws. d) Certificate of deposit
security given for loan, assets to secure the debt
a) Capacity b) money c) Collateral d) Capital
The________________ is a federal law that protects cardholders against unauthorized use of their credit cards
a) revolving line b) tax and penalty free c) Truth in Lending Act d) Fixed Interest
Roth Individual Retirement Account (IRA) can be withdrawn _______
a) tax and penalty free b) Truth in Lending Act c) Fixed Interest d) penalty
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