PF 6.03: Question Preview (ID: 15290)


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Tara’s grandmother, who uses a walker, is moving into a smaller apartment to make home maintenance easier for her. Which housing want or need should she consider when selecting?
a) Cost of utilities b) Freedom to decorate as she wishes c) Space to entertain friends d) Whether there are steps inside and outside
The Smiths have two small, school-age children and need room for them to play outside safely. Which type of housing would BEST match his housing wants and needs?
a) A condominium in a retirement development b) A manufactured home on a large lot c) A townhouse with two or three stories d) An apartment in a large complex
The Bartons are a busy, dual-career family with three young children. They decided to rent a home for a two-year stay in a new town. Which advantage of renting is this?
a) Fewer tax benefits b) Greater mobility c) Less authority to make changes d) No equity building up
The Nortons asked how many parking spaces they were allotted before they signed a lease to rent. Which thing to inspect in rental units is this?
a) Fewer tax benefits b) Greater mobility c) Less authority to make changes d) No equity building up
Before signing, Lawrence read carefully when rent was due, the amount of penalty for late payment, and all of the conditions of renting the apartment. What type of document is it?
a) Lease agreement b) Lease waiver c) Rental application d) Security deposit
The young couple enrolled their child in a quality day care, but their house payment is so high, they have only a little extra money to work with. Which disadvantage of buying is
a) Complications of joint buying b) Greater costs and financial responsibilities c) Greater financial risk d) Less mobility
The Nasons met with the banker, home-owner, and realtor to pay all costs, sign documents, and obtain ownership. Which step in purchasing a home is this?
a) Find an appropriate home to meet your needs b) Make an offer c) Reach an agreement d) Attend the closing
The Nelsons put $4,000 in a special bank account to be held in trust until time to pay taxes and insurance for their new home. Which cost of buying a home is this?
a) Closing costs b) Down payment c) Escrow account d) Monthly loan payment
Cal Vance, who served twenty years of military duty, obtained a loan to buy a new home with no down payment required. Which type of mortgage or special loan is this?
a) Adjustable rate mortgage b) Conventional fixed rate mortgage c) FHA loan d) VA loan
What is a manufactured "mobile" home?
a) A single-wide or double-wide moveable home b) A custom-built, development, modular, or kit house or townhouse c) A building that houses more than one family; each person owns walls and air space of the unit d) To pay a security deposit and monthly payments to a landlord
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