Wise Cost Of Money Terms: Question Preview (ID: 13894)

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Refers to the fact that money received today is worth more than money received next year or the year after.
a) Face value b) Subsidy c) 10% d) Time Value of Money
Protects depositor\\\'s money in case of the failure of a bank; up to $250,000.00
a) Principal b) Usury c) FDIC d) Liquidity
A group of twelve regional banks which issues bank notes, lends money and helps determine the national monetary policy.
a) Federal Reserve Bank b) Interest rate c) FDIC d) SEC
The ease with which an asset can be converted into cash
a) FDIC b) Liquidity c) Notify the lending institution about state usury laws. d) Fixed
lending money at an extremely high rate of interest
a) Principal b) Liquidity c) Usury d) FDIC
The principal amount of a bond that is repaid at the end of the term
a) Principal b) Face value c) FDIC d) Finance Charge
Requires that The finance charge and annual percentage rate be disclosed to the consumer in advance
a) Variable interest b) Buying Power c) Truth in lending act of 1968 d) Time value of money
A fee charged for the use of credit
a) Interest rate expressed as a percentage b) Finance Charge c) Minimum payment d) Principal
Interest calculated on both the principal and the accrued interest.
a) Fixed Interest b) Compound interest c) Simple Interest d) Variable interest
An interest rate that moves up and down
a) Simple interest b) Variable interest c) Fixed Interest d) Usury
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