Credit Review Part #1: Question Preview (ID: 12622)


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Which of the following is NOT one of the three C's of Credit
a) Concern b) Character c) Capacity d) Capital/Collateral
In regard to the "Three C's of Credit", what is meant by character...
a) what is there history and living habits do you have b) what is your ability to earn enough money to repay the loan. c) what do you all own or have saved up. d) what is your family doing.
In regard to the "Three C's of Credit", what is meant by capacity...
a) what is there history and living habits do you have b) what is your ability to earn enough money to repay the loan. c) what do you all own or have saved up. d) what is your family doing.
In regard to the "Three C's of Credit", what is meant by capital/collateral...
a) what is there history and living habits do you have b) what is your ability to earn enough money to repay the loan. c) what do you all own or have saved up. d) what is your family doing.
What is a credit score?
a) Something that banks use b) A snapshot of how good you are with credit c) A way for banks to grade your credit just like schools grade you academically d) All of the other answers
A good credit score would be 300.
a) False b) True c) Not this one d) Not this one
Which of the following is a good way to establish good credit for a young person...
a) Find a job b) Open a checking/savings account c) Pay all your bills on time d) All of the pervious answers
Pawnbrokers will give you a loan but it will be at...
a) extremely high interest rate b) against the law c) your best option d) have a very low interest rate
Who is your favorite teacher?
a) Mrs. Fake Teacher b) Mr. Not the Right Answer c) Mrs. Bad Teacher d) Mr. Scherer
What is it called when a bank/company takes back what was sold on an installment plan if payments are not made as agreed.
a) default b) dependent c) repossess d) securities
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