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BML Final Set 20
Test Description: BML Final Set 20
Instructions: Answer all questions to get your test result.
1) A dependent is
A
the person who buys a life insurance policy.
B
someone who is employed by another person.
C
the person who receives money when an insured person dies.
D
any person who must rely on another person for financial support.
2) Uninsured motorist protection covers
A
an uninsured person only if an insured person is at fault.
B
an insured person only if an uninsured person is at fault.
C
an uninsured person only if another uninsured person is at fault.
D
an insured person only if another insured person is at fault.
3) The person or business for which an insurance company assumes the risk is called the
A
insurer.
B
policyholder.
C
insured.
D
claimant.
4) The amount a policyholder must pay for insurance coverage is a
A
claim.
B
ransom.
C
premium.
D
deductible.
5) The amount a policyholder must pay on a claim before the insurance company will pay is the
A
claim.
B
deductible.
C
ransom.
D
premium.
6) The part of Social Security that provides death benefits to dependents of workers who die is
A
disability insurance.
B
survivors' insurance.
C
retirement insurance.
D
unemployment insurance.
7) Ethical behavior consists of
A
both of these.
B
actions of groups and individuals.
C
results of those actions.
D
neither of these.
8) Judgment is
A
making decisions carefully.
B
looking at all sides of an issue before making a decision.
C
respecting the feelings and needs of people you work with.
D
having the ambition and motivation to get work done without being asked.
9) Objectivity is
A
having the knowledge and understanding needed to perform well.
B
respecting the feelings and needs of people you work with.
C
looking at all sides of an issue before making a decision.
D
willing to take reasonable risks and make unpopular decisions.
10) Initiative is
A
the ability to listen, speak and write effectively.
B
having the ambition and motivation to get work done without being asked.
C
willing to take reasonable risks and make unpopular decisions.
D
respecting the feelings and needs of people you work with.
*select an answer for all questions
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