Review Game Zone
Flash Cards
(current)
Games
Teachers
Search
BML 13-3
Test Description: Ch 13 set 3
Instructions: Answer all questions to get your test result.
1) Term life insurance
A
is the most expensive form of life insurance.
B
has cash value.
C
has an investment feature.
D
is the only form of life insurance that is purely life insurance.
2) A variable life insurance policy
A
always has a lower death benefit than cash value.
B
has no guaranteed cash value.
C
is the least expensive form of term life insurance.
D
has variable premiums.
3) Which of these is probably the MOST expensive?
A
a PPO
B
individual health insurance
C
group health insurance
D
an HMO
4) This type of health insurance provides protection against the high costs of serious illnesses or injuries.
A
basic health insurance
B
hospital insurance
C
major medical insurance
D
surgical insurance
5) This type of managed health care plan involves several health care providers who contract with an insurance company to provide services to members.
A
health maintenance organization (HMO)
B
hospice organization (HO)
C
holistic health organization (HHO)
D
preferred provider organization (PPO)
6) This type of managed health care plan involves a medical clinic which provides prepaid health services and emphasizes preventative care.
A
holistic health organization (HHO)
B
preferred provider organization (PPO)
C
hospice organization (HO)
D
health maintenance organization (HMO)
7) Monthly payments under disability insurance are usually about ____ percent of the insured’s normal income.
A
90-95%
B
75-85%
C
25-40%
D
40-60%
8) Regular medical insurance covers
A
fees for nonsurgical care given in a doctor's office or other location.
B
most dental and eye care procedures.
C
all or part of a surgeon's fee for an operation.
D
expenses for your hospital room and other necessary items.
9) Health insurance companies discourage filing minor claims by
A
deductibles and coinsurance.
B
refusing to pay for them.
C
revoking medical licenses for doctors who provide such services.
D
prohibiting customers from receiving unauthorized treatments.
10) Who is responsible for insuring the contents inside an apartment or other rental property?
A
all the renters together as a group
B
the government
C
the renter as an individual
D
the property owner/landlord
*select an answer for all questions
Check Results & Get Answers
Play Games with the Questions Above
Teachers: Create FREE classroom games with your questions
Click for more info!
©2007-2024
ReviewGameZone.com
|
About
|
Privacy
|
Contact
|
Terms
|
Site Map
WAIT! Find what you needed?
×
Still Looking for the Answers?
Have Another Question?
Play a Review Game with These Questions?
Want to Make Your Own Test Like This One?