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Review For Insurance Quiz
Test Description: Review for Insurance Quiz
Instructions: Answer all questions to get your test result.
1) A monthly fee paid to the insurance company is called?
A
Peril
B
Deductible
C
Premium
D
Policy Fee
2) Homeowner's insurance doesn't cover which of the following:
A
Vandalism to garage
B
fire to house
C
theft of property
D
Vandalism to car
3) Separate insurance policy for wedding/engagement rings is called?
A
Personal Property Floater
B
Liability Insurance
C
No-fault insurance
D
Homeowner's policy
4) You visit the doctor and your insurance requires you to pay a $35 fee. This fee is called?
A
Policy Fee
B
Co-pay
C
Premium
D
Deductible
5) Type of insurance that only coverages catastrophic epenses?
A
Basic Health Insurance
B
Major Medical
C
Dental Insurance
D
Vision Insurance
6) Which of the following is not a type of permanent life insurance?
A
Term
B
Universal
C
Whole
D
Variable
7) What type of insurance will cover your expenses if you are injured while at work?
A
Social Security Diability
B
Group Disability
C
Worker's Comp
D
PPO (preferred Provider Organization
8) Basic Health Insurance covers everything below except
A
dental procedures
B
surgical expenses
C
hospital expenses
D
doctor visits
9) Which is a reason to purchase life insurance?
A
All of the above are reasons to purchase life insurance
B
payoff mortgage at time of death
C
provide for children's needs after death
D
to accumulate savings (in some types of life insurance plans)
10) What type of car insurance is also known as act of mother nature insurance?
A
Comprehensive
B
Liability
C
Umbrella
D
Collison
*select an answer for all questions
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