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Module 123- 125 Review Part 1
Test Description: Module 123- 125 Review Part 1
Instructions: Answer all questions to get your test result.
1) Using one credit card to pay another credit card balance
A
A sign of a debt problem
B
Debt settlement
C
Credit card denial
D
Identity theft
2) Can be appealed
A
Credit card denial
B
The Equal Credit Opportunity Act
C
Debt settlement
D
DMP
3) When someone else uses your name and information to assume your identity
A
Identity theft
B
Credit card denial
C
Debt collectors
D
A sign of a debt problem
4) A summary of expenses and income
A
Debt
B
Budget
C
Payday loan
D
Credt
5) A negotiated arrangement to reduce amount of debt owed
A
Credit card denial
B
Debt settlement
C
DMP
D
Debt collectors
6) A service that works with consumers when their debt becomes unmanageable
A
Debt collectors
B
Payday loan
C
DMP
D
The Equal Credit Opportunity Act
7) Must follow laws of the FDCPA
A
Debt collectors
B
Payday loan stores
C
The Equal Credit Opportunity Act
D
Credit counselor
8) Prohibits discrimination against those applying for credit
A
Credit Counselors
B
DMP
C
Debt Collectors
D
The Equal Credit Opportunity
9) Works with someone with debt management problems
A
Debt collectors
B
Credit counselor
C
Identity theif
D
Payday loan stores
10) A loan someone gets when they are in need of cash fast
A
DMP
B
Credit card
C
Payday loan
D
Mortgage
*select an answer for all questions
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