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Modules 108-110 Review Part 2
Test Description: Modules 108-110 Review Part 2
Instructions: Answer all questions to get your test result.
1) An advantage of E-banking is the ability to seek assistance from a bank employee while you are depositing money.
A
False
B
True
2) Electronic check conversion involves paying with a check but not receiving the physical check after it clears.
A
False
B
True
3) When a check is mailed, electronic conversion does not happen.
A
True
B
False
4) Check 21 electronically converts a physical check into an electronic check.
A
False
B
True
5) If you opt in, you are allowing the bank or credit union to allow another person to sign your checks.
A
False
B
True
6) Your bank or credit union must get your permission to apply overdraft services.
A
True
B
False
7) Declining a service offered by the bank is to opt out of that service.
A
False
B
True
8) A benefit of “brick and mortar” banking is the option to speak to a teller.
A
True
B
False
9) E-banking includes
A
online banking
B
wiring of funds
C
all of the above
D
debit and ATM cards
10) By opting in, an individual is
A
allowing the bank to close his or her account
B
giving permission to the bank or credit union to add a service
C
allowing the bank to close his or her account
D
opening a checking account at the bank or credit union
*select an answer for all questions
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