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Module 98-100 Review
Test Description: Module 98-100 Review
Instructions: Answer all questions to get your test result.
1) Investing in the stock market is a good way to save for a car.
A
.
B
False
C
True
D
.
2) The only option for getting a loan for a car is a bank.
A
True
B
False
3) Not paying your car loan payment each month can affect your credit rating for years and may make it difficult for you to secure a loan later in life
A
False
B
True
4) If you live in _______ area, you are less likely to need a car.
A
An urban
B
None of the above
C
a rural
D
a suburban
5) The _______ is usually the greatest, but not the only expense, to consider when buying a car.
A
sales tax
B
sticker price, or sale price of the car
C
None of the above
D
interest rate
6) The safest place to save money for a car is a
A
401(k)
B
savings account
C
1040EZ
D
short-term stock market investment
7) Proof of _______ is required by most states before you can register a vehicle.
A
your ability to pay for a car
B
all of the above
C
auto insurance
D
a checking account
8) _______ insurance covers damage to another vehicle if you have an accident that you cause.
A
Uninsured motorist
B
Comprehensive coverage
C
Medical payment
D
Property damage liability
9) _______ typically get the best gas mileage.
A
Trucks
B
Sports Cars
C
SUVs
D
Compact Cars
10) The insurance rates for sports cars are usually the
A
same as compact cars
B
lowest
C
most reasonable
D
highest
11) The more appropriate training you receive, the more you increase your
A
human capital
B
guaranteed income
C
debt
D
social status
12) What kinds of financial aid are you NOT required to repay?
A
Bank loans
B
Student loans
C
Scholarships
D
Personal loans
13) The Virginia 529 plan programs allow potential college students to
A
save money for qualified higher education expenses
B
find appropriate scholarships
C
choose the best colleges
D
repay student loans
14) The best time to start a 529 account is
A
as soon as possible
B
your first year in college
C
right before college
D
sometime in high school
15) Typically, the least expensive form of post-high school education is a
A
public four-year college
B
technical college
C
private four-year college
D
two-year community college
*select an answer for all questions
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