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True/False Part 3
Test Description: Q 127-143
Instructions: Answer all questions to get your test result.
1) A debit card cannot be used for online purchases
A
False
B
True
2) A fully-funded emergency fund is 3 to 6 months of your total monthly expenses
A
False
B
True
3) Dave says its okay to use a credit card if you pay it off every month
A
True
B
False
4) You should not invest for retirement until you have paid your college loans
A
False
B
True
5) One way to get out of debt is to sell something you have
A
True
B
False
6) Setting up automatic account transfers is the easiest way to build your savings for your emergency fund or large purchases
A
True
B
False
7) You can and should obtain a free copy of your credit report annually in order to check for any suspicious activity
A
False
B
True
8) There are three credit bureaus: Experian, TransUnion, and Equifax
A
False
B
True
9) Repetition has proven to be an effective marketing technique
A
True
B
False
10) You need to have a credit card to rent a car or check into a hotel
A
True
B
False
11) The FAFSA will only be completed once for your college financial aid
A
True
B
False
12) You will always receive a monthly statement for the amount for your debit charges
A
True
B
False
13) Our culture thinks student loan debt is normal and that it's an acceptable way to pay for college
A
True
B
False
14) The bank will charge a fee for overdrafts on your account
A
False
B
True
15) Expensive houses and new cars are true indication of wealth
A
False
B
True
16) A good salesperson will answer a question with a question
A
False
B
True
*select an answer for all questions
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