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Finance Review
Test Description: Finance
Instructions: Answer all questions to get your test result.
1) The amount of a loan is also know as the:
A
Total
B
Principle
C
None of the above
D
Collateral
2) When a person's income is more than their expenses they have:
A
Debt
B
Savings
C
Budget
D
None of the above
3) Someone who purchases goods and services for personal use is a:
A
Consumer
B
Trader
C
Lender
D
Buyer
4) Someone who makes funds available to another with the expectation that the funds will be repaid plus interest:
A
Trader
B
Consumer
C
Buyer
D
Lender
5) A list of all planned expenses and income:
A
Capital
B
None of the above
C
Budget
D
Bank statement
6) The average mortgage last how long?
A
30 years
B
both A and B
C
None of the above
D
360 months
7) Which of the following is not one of the
A
Capital
B
Caution
C
Conditions
D
Capacity
8) A loan to buy a home that is guaranteed by the property the loan is being used to purchase.
A
Grant
B
Mortgage
C
Principal
D
Credit
9) A debit card represents
A
Money you have in your checking account
B
Both A and B
C
Money you are borrowing
D
Neither A or B
10) The cost of using money provided by a loan, mortgage, credit card, or line of credit.
A
Interest
B
Capital
C
Payment
D
Inflation
*select an answer for all questions
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